Gerald Goldenbroit
President & CEO
Credit Union Financial Corp

With more than five decades of experience spanning federal service, regulatory oversight, economic development, and financial consulting, this seasoned financial executive brings deep expertise in credit union operations, SBA lending, underwriting, and regulatory compliance.  Throughout his distinguished career, he has remained committed to strengthening financial institutions, expanding access to capital, and supporting economic development through sound underwriting, regulatory expertise, and strategic guidance.

Since March 2006, he has served as President & CEO of Credit Union Financial Corp, a credit union consulting firm specializing in business loan underwriting, SBA loan expertise, and agreed-upon procedure audits for small credit unions. Over the years, he has provided direct underwriting support to multiple financial institutions, including nearly four years managing the business loan underwriting function for a $28 million credit union. During that time, he played a pivotal role in improving the institution’s SBA currency rate from 84% to nearly 99%, significantly strengthening its lending performance and compliance standing.

In addition to his consulting leadership, he has worked closely with business loan staff at Melrose Credit Union in Queens, New York, supporting the development of commercial asset-based loans. He also serves as a Business Advisor with Women’s Venture Fund, guiding entrepreneurs in preparing loan packages for submission to loan committees and helping them strengthen their financial readiness.

Earlier in his career, he served as an Economic Development Specialist with the National Credit Union Administration (NCUA), supporting Low Income Designated Credit Unions from New York City to Vermont. In this role, he helped institutions navigate complex economic environments, solve accounting challenges, and prepare business plans and grant applications to enhance sustainability and growth. From 1986 to 2004, he worked as a Federal Examiner with the NCUA, conducting safety and soundness examinations of credit unions throughout New York City and Northern and Central New Jersey. His work focused on regulatory compliance, operational integrity, and financial stability, utilizing multiple accounting software platforms to thoroughly review institutional books and records.

Prior to his credit union career, he spent 14 years with the Internal Revenue Service as both a Revenue Officer and Revenue Agent, where he collected delinquent taxes and audited individuals and corporations for compliance with the U.S. Tax Code. His early public service career also included work as an Epidemiologist with the Centers for Disease Control, where he conducted investigative fieldwork related to public health.

He holds a Bachelor of Arts in History from SUNY at Stony Brook and completed accounting studies at Brooklyn College.